---
updatedAt: 2026-08-31T13:02:51.000Z
agentTools:
  projectIndex: https://docs.cybrid.xyz/llms.txt
---

# Accounts and Conversions

How do I view balances and convert between currencies?

## Overview

The Accounts page lists every Account in the workspace. Use it to view balances and to move money between fiat currencies and stablecoins — a **Conversion** (also called a Buy or Sell). Reach the page from **Sidebar → Accounts**.

## Available actions

* **View all Accounts** in two sections:
  * **Balances** — Cash Accounts (USD, CAD, etc.)
  * **Crypto Wallets** — Wallet Accounts (USDC, USDT, etc.)
* **Inspect an Account** by clicking its row.
* **Convert between currencies** using the inline conversion panel.

### Account fields

| Field       | Meaning                                                                             |
| ----------- | ----------------------------------------------------------------------------------- |
| **Name**    | A friendly name, often the currency (for example, "USD Account")                    |
| **Type**    | **Cash** for fiat currency, **Wallet** for stablecoins                              |
| **Balance** | The current amount in the Account                                                   |
| **Status**  | Typically **Active**. New Accounts may show **Pending** or **Storing** during setup |

## Conversions (Buy and Sell)

Click any Crypto Wallet to open the conversion panel.

* **Buy** — use Cash to acquire a stablecoin.
* **Sell** — exchange a stablecoin for Cash.

### Prerequisites

* At least one Cash Account
* At least one Wallet Account
* A balance in the source Account

### Conversion form fields

* **Direction** — Buy or Sell
* **From Account** — the source of the money
* **To Account** — the destination of the money
* **Amount to Convert** — the amount in the source currency

The panel displays a live **You will receive** estimate, the **Conversion Fee**, and a *"Rate refreshes in X s"* countdown. The panel re-quotes when the countdown expires.

### Notes

* **Rates move continuously.** The estimate reflects the rate at the moment you viewed it. The final rate locks in when you click **Convert Now**, and the resulting amount may differ slightly from the estimate.
* **Conversions require a matching Cash Account.** If only a stablecoin Wallet exists with no Cash Account in a paired currency, the panel displays *"No fiat accounts available"*.
* **Conversions appear in Transactions under the Conversions tab**, not under Payments.

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## General notes

* **Balances load on page load.** Refresh the page after a recent transaction to update a stale balance.
* **New Accounts cannot be created from this page.** Workspaces are configured by your administrator. Request a new Account or currency from them.
* **Pending or Storing status is expected for new Accounts.** Refresh the page after a moment to check whether the status has changed to **Active**.

## Related resources

* [Contacts](https://docs.cybrid.xyz/docs/b2b-payments-app-contacts) — the recipients of payments from these Accounts
* [Payments](https://docs.cybrid.xyz/docs/b2b-payments-app-payments) — sending and receiving money
* [B2B App Payout Corridors](https://docs.cybrid.xyz/docs/b2b-payments-app-payout-corridors) — the currencies the platform supports
* [Transactions](https://docs.cybrid.xyz/docs/b2b-payments-app-transactions) — where Conversions appear