Funding Accounts

Choosing your funding method

There are several ways to fund an account with fiat currency:

1. Plaid-connected bank account — Transfer funds from a customer's Plaid-connected external bank account to their fiat account via ACH or EFT.
2. Book transfer — Transfer funds from the bank's fiat account to the customer's fiat account. Settles almost instantly. Sandbox only.
3. Deposit bank account — Receive funds via ACH push, wire transfer, RTP, or FedNow into a customer's deposit bank account.
4. Interac E-Transfer — Deposit CAD via Interac E-Transfer. Available to Canadian banks only.

Access transaction data and bank statements

Cybrid does not provide downloadable bank statements via the dashboard or API. Use the following endpoints to retrieve transaction-level data for reconciliation or custom reporting:

• GET /api/transfers — transfer data, filterable by account_guid, customer_guid, state, side, and other parameters
• GET /api/trades — trade activity

Webhooks are also available for real-time monitoring. Contact support for additional reporting assistance.