Payouts to Pakistan

This guide covers Pakistan-specific requirements for PKR payouts. For the general cross-border payment flow, see Sending Cross-Border Payments.

C2C restriction

Pakistan payouts support consumer-to-consumer (C2C) only. Business customers and business counterparties are not supported. Both the customer (originator) and counterparty (receiver) must be individuals.

Trading account requirement

Pakistan payouts require a USDC_SOL trading account as the source. Other trading account types (such as USDC or USDC_NPL) are not supported for PKR payouts.

Verify PKR payout availability

Confirm your bank supports PKR payouts for C2C and the bank_account route.

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Bank configuration required

Contact Cybrid support to enable PKR payouts and configure Pakistan as a supported corridor for your bank.

GET /api/banks/{bank_guid}
Authorization: Bearer YOUR_TOKEN

Look for an entry in supported_payout_symbols where:

• symbol: PKR-USD or PKR-USDC_SOL
• country_code: PK
• participants_type: C2C
• route: bank_account

You can also query prices for Pakistan:

GET /api/prices?payout_country_code=PK
Authorization: Bearer YOUR_TOKEN

Identity verification requirements

Pakistan payouts validate that all required KYC fields are present when you create a plan.

Originator (Customer)

Required fields for the customer (individual):

• name.first, name.last
• date_of_birth
• address.street, address.city, address.country_code

Receiver (Counterparty)

Required fields for the counterparty (individual):

• name.first, name.last

The counterparty must be in verified state (watchlist screening passed) before you can create the external bank account and plan.

Purpose of transaction

For Pakistan C2C payouts, purpose_of_transaction is required. All standard purpose values are accepted.

External bank account setup

Pakistan payouts use SBP routing with two format options: a local bank account number or an IBAN. See Create Foreign Fiat External Bank Accounts for the request format and field details.

Common validation errors

Related resources

• Sending Cross-Border Payments
• Create Foreign Fiat External Bank Accounts
• Creating a Counterparty
• Verifying a Counterparty
• Create Plan API Reference